Hope is Not the Answer – The Issue of the Student Loan Forgiveness Program
In the past few days, I was watching the Dave Ramsey Show on Youtube. At first, I really thought that he was a relative of the world famous chef Gordon Ramsey, so I didn’t pay much attention to him. It was in my Youtube Recommended videos, so I clicked on it. A caller asks a…
Winning is Overrated
In Chinese, there is a saying – “忍一時風平浪靜，退一步海闊天空 “ “Tolerate for a moment, (you’ll feel) the calm winds and waves. Take a step back, (you’ll see) the sky as wide as the ocean.” I have been living in the San Francisco Bay Area for the past 20 years. It was recently that wherever I go within…
HAPPY NEW YEAR!
We are approaching the end of 2018 and begins a new year of 2019! First, I wish everyone a happy new year! Second, do you have a resolution that you want to commit for the coming year ahead? Since my last post (sorry), I had experienced quite a lot of things – some positive, and…
Who Likes to “Crunch” Some Hours?
This will be a short one. Yesterday, video game journalist Jason Schreier wrote an exhaustive article on a world-famous video game company, specifically about the issue of ‘crunch.’ The article also talked about the company’s organizational culture, the (figuratively) human sacrifices required, and public perceptions of the development side of the video game industry. When there’s…
Do your Best and Forget the Rest
We wake up every day. Well then, what’s next? We can choose not to do anything for the remainder of the day, or we can choose to do the best we can with something, given the circumstances. At my present state, I choose the latter. My arms and legs still work. My brain is ok.…
The Biggest Obstacle to Investing
In my previous post, I’ve briefly talked about the ways to increase net worth: Earning more money Spending less money (i.e. save more) Use the money that you currently have to invest Simplify what you are doing This post focuses on #3 – investing. Investing is like growing a plant. It starts out as a…
The Dilemma between Perfectionism and Creativity
Human beings’ greatest asset over other animals is the ability to think. We allow our own thoughts to create the world it is today. We have airplanes, combustion cars, and computers. Such machines weren’t available just 200 years ago, and it’s all thanks to people who invent them through their creative mind. But those same…
The Only Thing We Have to Fear is Fear Itself
From 1929 to 1939, the world went under the darkest economic age called the Great Depression. More than 20% of the United States population was unemployed, and many, if not most of the population, saved penny by penny just to get by. There was no Social Security or FDIC back then, leaving even the elderly unsure…
When There’s a Will, There’s a Way
“When there’s a will, there’s a way.” If one really wants to do something, one can. For this post, I want to share a personal story about our family car, which is now sold. This was our family car for 18 years. It is a 2000 Honda Accord Special Edition. My dad had it brand…
Bullying is Not Okay at Any Age
Bullying is not okay at any age. Bullying, by definition, is the “use superior strength or influence to intimidate (someone), typically to force him or her to do what one wants.” It is not just for kids at school either. Adults at work also experienced bullying. As kids, we talk to adults or counselors for help.…